Friday, July 24, 2009

WE'RE DEBT FREEEEEEEE!!!!!!

In the last 2.5 years, (on a single income) we have worked to pay off close to $34,000.00 in debt. Friends, we have reached our goal!!! Praise God! No more credit cards, no more car payments, no more student loans! (the bulk of our debt) We have surprised ourselves in how far we've come. We are so thankful God gave us the opportunity, encouragement, and the know-how to dig ourselves out of debt.

A friend of mine (Emily T.) introduced us to Dave Ramsey a few years ago. I looked on his website, and bought his book that same day. I read it cover-to-cover that night, and Mike read it the next week. We were excited, and had a sense of peace because we finally had a PLAN! We finally knew what to do, and we agreed on how to do it. Since we started this over 2.5 years ago, we have not had a single argument about money. We were going to get ourselves out of debt, we were in it for the long haul.

Our families have been so supportive to us the last few years. They are our cheerleaders, and respect what we are doing, even if we have to turn down their invitations to do fun ($) things. Thank you guys for always understanding. We still plan to live like no one else, so later we can live like no one else. However, we now have room for some occasional splurges in fun!

Mike and I have not a single vacation on our own since our honeymoon, 4.5 years ago. This weekend, we are taking a weekend trip with friends to celebrate our achievement! Natalie is coming with us, and we have some fun things in store for her as well.

What next for us? We will build our emergency fund (which won't take long, now that half our bills are gone!) and then save for retirement and college for Natalie (and any other children we hope to have) Seriously. I'm 26, Mike is 28 and we'll be saving for retirement. How cool is that?!

Mike is still trying to convince me that we should call in to The Dave Ramsey show and scream "we're debt freeeee!!!" (That's what a lot of people do--we're not crazy I promise) LOL I'm not convinced yet, but I definitely want to write and thank him for sharing his knowledge with us. God has blessed our lives through Dave's willingness to help others. I genuinely appreciate that.

5 comments:

Tate Family said...

So freakin' happy for you! I can only imagine how hard you guys have worked for this. What an accomplishment...be proud of yourselves.

The Boyer Crew said...

Congratulations! I'm so proud of you guys!

Alisha and Jesse said...

That is AWESOME!!! Congrats to both of you!!!

Rebekka said...

Congratulations! That's an amazing accomplishment. You guys can be so proud of yourself. Enjoy your weekend. You deserve it big time!

Erin and Roger Bell said...

Wow!! That's amazing and awesome! It's so not the norm these days and I'm proud that you guys did it! Maybe soon...we'll be right behind you! :)